A Tamem advisor and a client reviewing a financial report together

Three stages.One accountable partner.

Every engagement starts small and earns its next step.

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What we promise

Four promises, block by block.

Each one shows up in how an engagement actually runs.

  1. 01

    One partner for the whole function.

    Stop sourcing finance help piece by piece. One accountable contact across every line.

    How it shows upA named owner from day one

  2. 02

    Implementation, not just advice.

    We put what we recommend into practice and answer for the results.

    How it shows upHands-on implementation, in scope

  3. 03

    Ready before the round.

    Valuation and diligence prepared before the investor conversation starts.

    How it shows upRecords ready for due diligence at any stage

  4. 04

    Advice before the decision.

    Financial input before you commit costs less than repairing a decision later.

    How it shows upDecision support on financing and investment

The engagement

What happens at each stage.

2weeks

Discovery

We learn your business and how its finance runs today.

What you get

  • A map of your finance functionWho does what, and where the gaps are.
  • Priorities in orderWhat to fix first, and what can wait.
  • A written scope and quotationBefore you commit to anything longer.
3months

Engagement

Defined reports and finance work, with an accountable contact from day one.

What you get

  • Defined deliverablesAgreed in writing.
  • A named ownerOn your side, or one we appoint.
  • Regular reportingWhat changed and what needs a decision.
12months

Annual plan

A full year of budget, expenses and targets, built together.

What you get

  • Annual budgetRevenue, cost and cash for the year.
  • Expense planSpending tied to the decisions it supports.
  • Financial targetsMargins and KPIs tracked through the year.

Who it is for

Companies that need a finance function before they can staff one.

Startups, pre-seed onward

Foundations set right from day one.

SMEs without a finance team

A full function without full-time hires.

Companies raising capital

Diligence ready for investors.

Multi-partner companies

Clear terms, roles and decision rules.

Firms in more than one market

Local compliance across the region.

Markets

Built around Saudi requirements first.

Two partners discussing business as they walk
Primary

Saudi Arabia

Books, tax and zakat, plus Mudad and Iqama processes.

Regional

The GCC

UAE, Kuwait, Qatar, Bahrain and Oman.

Also served

Egypt

Accounting, tax and social insurance processes.

Our standards

Clear about what we do, and what we do not.

What you can expect

  • Scope, owner and next step in writingBefore any work starts.
  • One accountable contactAcross every line.
  • Assumptions you can inspectReports show how numbers were built.
  • Drafts labelled as draftsIncluding everything the agent prepares.

What we do not claim

  • Statutory audit opinionsLicensed external auditors issue them. We prepare you.
  • Guaranteed outcomesWe commit to deliverables and answer for them.
  • Autonomous approvalsA person approves every financial output.
  • Published pricesEvery engagement is quoted to its scope.

Questions

About working with us.

Why start with a two-week discovery?

Bringing finance in before you act costs far less than repairing a decision afterwards. Discovery lets us understand how your finance function runs today and propose a scope that fits, before any long commitment.

What happens after the three-month engagement?

During the engagement we build your annual plan together, covering a full year of budget, expenses and financial targets. You then decide how the relationship continues.

Who is accountable on our side?

Every engagement has an accountable contact from day one. That is someone on your team, or a person we appoint.

Quick look

Tamem Agent

A finance agent for your company, run by Tamem. It prepares routine work as drafts. A person approves every one.

  1. 01PreparesDrafts the routine work from your books.
  2. 02FlagsMarks every exception with its source.
  3. 03You approveNothing posts until a person signs off.

What it prepares

  • Bookkeeping entriesRecords transactions and proposes categories from invoices, receipts and bank lines.
  • Bank reconciliationMatches bank lines to the ledger and flags every item that does not match.
  • Invoices and payablesReads supplier invoices, checks them against what was ordered and queues them for approval.
  • Month-end closeRuns the close checklist, drafts accruals and tracks which documents are still missing.
One agent per companyRuns on Tamem serversMonthly retainer

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